The Statutory Accident Benefits Schedule (SABS) is one of the regulations under Ontario’s Insurance Act. It came into effect on September 1, 2010, and it outlines the benefits to insured victims of motor vehicle accidents and the monetary amounts for each benefit.
Insurance companies use the SABS as one of their guides for determining the appropriate amount of compensation for their insured accident victim.
Note: Ontario Regulation 383/24, which amends the SABS will come into force by July 1, 2026.
These are the benefits included under the SABS:
- Income Replacement Benefits (IRBs)
- Non-Earner Benefits (NEBs)
- Caregiver Benefits
- Medical, Rehabilitation, and Attendant Care Benefits
- Death and Funeral Benefits
- Optional Benefits
- Payment of Other Expenses
Summary charts for benefit entitlement limits under SABS can be found below:
For accidents before June 1, 2016
For accidents on or after June 1, 2016
For more information on this area of Insurance Act Please visit O. Reg. 34/10 STATUTORY ACCIDENT BENEFITS SCHEDULE – EFFECTIVE SEPTEMBER 1, 2010 | ontario.ca
