No, luckily there are still remedies to this situation.
Now what’s the first?
The most likely scenario is that the driver’s insurance will cover the person without insurance. If there’s a broken bone for instance, then medical treatment up to $65,000 would be covered.
Say the driver’s never found?
Then the insurance of the parents or maybe their spouse can cover the accident injury costs.
What if we’re talking about an adult with no insurance?
In that scenario there is a motor vehicle accident claims fund that exists for situation just like that. So again, they would still be covered.
Final question, what if the bicyclist is the one who’s at fault?
Luckily the insurance applies regardless of who is at fault.
